$50,000+
For term investment of $50,000 to $100,000
| Term | Interest rate |
|---|---|
| 6 Months | 7.50% p.a. |
| 1 Year | 7.50% p.a. |
| 2 Years | 7.90% p.a. |
| 3 Years | 7.90% p.a. |
| 4 Years | 7.90% p.a. |
| 5 Years | 7.90% p.a. |
FOR WHOLESALE INVESTORS
Term investments
We offer eligible wholesale investors access to competitive, fixed-return term investment opportunities secured by New Zealand property.
- Available to wholesale investors
- Rates from 7.50% p.a
- Terms from 6 months to 5 years
- Interest paid monthly
- Zero fees
Fixed returns. Secured investments
$100,000+
For term investment of $100,000 to $500,000
| Term | Interest rate |
|---|---|
| 6 Months | 7.75% p.a. |
| 1 Year | 8.00% p.a.* |
| 2 Years | 8.00% p.a. |
| 3 Years | 8.00% p.a. |
| 4 Years | 8.00% p.a. |
| 5 Years | 8.00% p.a. |
Important information:
All rates are NZD rates and shown as per annum (p.a.). Rates are subject to change at anytime without notice.
* special rate, conditions apply.
Luminate Finance Limited (FSP449126) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 to provide consumer credit contracts and non-consumer credit contracts. It is not a licensed Financial Advice Provider and does not offer regulated financial advice. Investment opportunities are available only to investors who meet specific wholesale investor criteria as defined in the Financial Markets Conduct Act 2013. These are not regulated offers and are not open to retail investors.
Term investment calculator
Estimate your potential returns. Our term investment calculator helps qualifying New Zealand wholesale investors model potential returns based on an investment amount, annual interest rate and investment term.
What our Investors say
Important information about term investments
This investment opportunity is only available to investors who qualify under specific wholesale investor categories as defined in the Financial Markets Conduct Act 2013. It is not a regulated offer, and is not available to retail investors.
Luminate Finance Limited is the issuer of the term investments. Luminate Finance Limited is not a licensed financial advice provider and does not provide regulated financial advice. All information is general in nature and does not take your personal financial situation into account. We recommend you seek financial advice from your professional adviser in respect of your investment needs and strategy.
Investments involve risk, including the potential loss of capital. Past performance is not a reliable indicator of future returns. Rates are subject to change at any time without notice.