FOR WHOLESALE INVESTORS
Term investment calculator
Estimate what a fixed-term investment could return.
Luminate’s term investment calculator helps qualifying New Zealand wholesale investors* model potential returns based on an investment amount, annual interest rate and investment term.
This calculator is an illustrative and educational tool, and is designed to give a simple estimate only. Actual returns will vary depending on the investment offer, term, rate, fees, tax treatment and payment structure.
Important Information:
This calculator is for general information and education only. It provides an estimate of possible returns before tax, based on the information you enter.
It is not financial advice, an offer, an advertisement, a recommendation, or a guarantee of returns. Your actual returns may be different depending on the amount invested, investment term, interest rate, payment structure, fees, tax treatment, and the specific investment opportunity.
* The investment opportunities shown by this calculator are available only to certain wholesale investors. Under the Financial Markets Conduct Act 2013, this may include investment businesses, large investors, government agencies, some financial service or product providers, and investors who invest at least $750,000.
You should seek independent financial or legal advice to confirm whether you qualify as a wholesale investor and are eligible to invest with us.
Before making any investment decision, you should read the relevant offer documents and seek independent professional advice.